Minimizing Credential Theft With MFA

Organizations considering digital transformation must consider cybersecurity best practices, including phishing-resistant MFA features, to reinforce their cybersecurity posture. Phishing is one of the most common cybersecurity threats that cause brands to lose millions of dollars yearly and cause damage to business’ reputations.

Regular cybersecurity awareness training and leveraging multifactor authentication (MFA) mechanisms could mitigate the risks of credential theft, but many organizations still overlook its importance.

Phishing’s Impact on Business

Phishing uses email messages to trick users into revealing personal or confidential information. But a phishing-resistant mechanism, like MFA, mitigates credential theft risks and account takeover risks.

In many cases, employees can be tricked into revealing passwords, installing malware on the company’s network and more. This can result in a lot of damage for companies—especially if their data has been compromised. Every year, businesses lose millions of dollars due to phishing attacks.

The best way to protect yourself from phishing attacks is to ensure your employees know how to identify them.

Phishing attacks are intended to impact an individual or an organization financially or cause reputational damage. Hence, businesses should ensure they have a stringent information security policy and mechanism.

Apart from this, a robust authentication security mechanism like MFA could significantly enhance overall account security.

Why are Organizations at Greater Risk Today?

Technology has evolved by leaps and bounds, and so have cybercrimes. Attackers are constantly finding new ways to sneak into a business’s network to exploit sensitive data.

The problem is that many businesses aren’t aware of the threat they’re facing. In fact, most people don’t realize how easy it is for hackers to gain access to their network—and how much damage they can do once they’re in there.

Attackers use a variety of methods to gain access to your company’s network, including phishing scams. If organizations don’t take steps to protect themselves against these attacks, they risk losing valuable information about customers or employees—or worse: Having their entire business brought down by an attack on their servers.

Most recently, attackers have targeted employees by sending them phishing emails asking them to share sensitive information or click on a malicious link. If you think this can’t happen to your organization, consider this: About half of all attacks originate within an organization’s network.

Employees are often the weakest link in security because they don’t know how to recognize phishing emails and protect against threats like ransomware or spyware.

Not only do these types of threats cost companies money, but can also cost them their customers’ trust.

MFA’s Role in Minimizing Phishing and Account Takeover Risks

In a world where cybercrime is rampant, MFA provides a strong tool to help mitigate phishing and account takeover risks.

MFA confirms a user’s claimed identity by using two or more factors. These factors could include something a user knows (personal information), something a user has (a phone or other device) or something you are (biometrics).

MFA can help reinforce overall authentication security by adding multiple authentication layers. If a single layer of authentication, like user credentials, is compromised, another stringent layer protects an account.

For example, if an attacker steals your password but does not have the second factor for your system—e.g., a smartphone for one-time password (OTP)—they will not be able to access your account.

Hence, by adding another layer of authentication, like a one-time-use code or biometric scan, you can minimize the risk of account takeover and phishing attempts.

Incorporating MFA Into Your Systems

1. Meeting regulatory compliance

There are many benefits of multifactor authentication, but the most crucial is that it helps meet regulatory compliance mandates, which means businesses will be at the least risk of having a data breach.

This is especially important in today’s world, where attackers always look for ways to get into systems and steal information. MFA can give organizations peace of mind that they are meeting regulatory compliance requirements.

Those organizations that aren’t compliant with data and privacy regulations, including the EU’s GDPR and California’s CCPA, could face legal consequences and lose customer trust. In some cases, businesses may face hefty fines for non-compliance in certain countries and regions.

2. Easy-to-install system that secures remote workforce

MFA is an easy-to-install security solution that can secure all an organizations’ workers, including remote workers, against phishing attempts and account takeover attacks.

The sudden rise in account takeover cases amid the COVID-19 pandemic was the biggest concern for most organizations that had newly adopted remote work. While most of them adopted stringent mechanisms to protect themselves and their employees, many were more concerned with keeping their business going and relegated cybersecurity to the bottom of their priority list.

With MFA, you can ensure that your employees are protected while working remotely, no matter what device they use and what network they are connected to.

3. MFA with SSO offers a great user experience

MFA coupled with single sign-on (SSO) helps streamline the user experience, increasing customer trust.

SSO is a feature that allows users to enter their credentials once and then uses them across all applications. This means that if you’re using the same username and password for your interconnected platforms, you don’t have to log in again when you switch from one to the other.

It’s convenient, easy and secure since MFA provides multiple layers of security, and SSO minimizes the hassle of reentering passwords for different interconnected platforms/applications.

Conclusion

Phishing is a significant business threat and can lead to financial and reputational damages. And minimizing the risk of credential theft through phishing attacks requires a rigorous defense against credential theft.

While many different tactics help prevent phishing attacks, one of the most effective is MFA. It can significantly reduce the risk of account takeover and credential theft when implemented correctly.

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Originally published at SecurityBoulevard

Minimizing Credential Theft With MFA

Organizations considering digital transformation must consider cybersecurity best practices, including phishing-resistant MFA features, to reinforce their

Security BoulevardDeepak Gupta

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5 Areas Where CIAM Is More Than An IT Responsibility

Due to the pace at which digitalization and modern IT are becoming pervasive, implementing, managing, and rethinking IT strategies concerning customer experience cannot just be limited to an IT function. While organizations should enable cross-collaboration among multiple teams and the IT department, there is also a need to consider how technology decisions affect value delivery and consumer experience.

In this paradigm shift, customer identity and access management (CIAM) becomes prominent and requires cross-functional collaboration and deliberate decision-making. On the one hand, the IT team has to ensure that consumer identities are protected while they access the resources needed for attaining value. On the other hand, CX professionals need to ensure that the consumer experience is seamlessly integrated into CIAM, and even leverage enhanced and advanced CIAM capabilities.

CIAM is no longer just an IT concern, and it should enable the organization to achieve better business outcomes by carefully balancing security and experience. Furthermore, this article discusses the five key focus areas of CIAM beyond IT.

1. Security And Experience: Balancing Trade-Offs

Historically, only relying on password-based authentication has been inefficient and insecure as users tend to use repeated passwords and follow poor password hygiene. In fact, credential-based attacks are often employed successfully in publicly disclosed data breaches.

You can, however, strengthen password-based authentication with multi-factor authentication (MFA) methods such as knowledge-based authentication, one-time passwords or unique links sent via email. While MFA offers an additional layer of security, it also introduces friction to the user experience. This is a good trade-off to improve your security if your users are as concerned about their data security or won’t mind this inconvenience.

On the other hand, it’s ideal to improve password-based authentication with alternatives such as social login, single sign-on or just one-time passwords. This helps users remember one less credential, thus reducing the possibility of affected password hygiene and inefficiencies due to forgotten passwords.

In any circumstance, the imperative is to understand your users and what they value primarily—that is, to what degree they perceive security and convenience as necessary. Once you understand these preferences closely, it becomes straightforward to balance security and experience tradeoffs in line with the business and IT needs.

2. Optimally Delivering Mass Personalization

In the digital landscape, engaging users with relevant, value-rich experiences is more important to growing revenue and building brand loyalty. In addition to authenticating and authorizing users, your CIAM strategy can act as a platform for user data centralization and process the data in meaningful ways to deliver personalized experiences. As a result, this requires close collaboration with IT and marketing to determine how to process data and serve personalization.

3. Managing Compliances And Associated Risks

With your CIAM strategy, you should evaluate CIAM solutions that integrate or offer built-in rules engines or customizations for better compliance.

Ideally, you should bring together compliance and risk management teams along with CX and IT teams to understand the requirements and streamline the trade-offs to create optimal evaluation criteria. It solidifies your organization-wide CIAM strategy and helps implement it with a closely aligned CIAM solution.

As a result, this approach is efficient as it centralizes data and implementation and simplifies collaboration among compliance, risk and IT teams. In turn, it becomes simplified to glean compliance risks and assess risk tolerance levels in near real time.

4. Seamlessly Integrating Customer Relationship Management

As you centralize user data with your CIAM, you will gain greater visibility into user journeys from signing up for a free trial or account to becoming a paid user or regular customer. This visibility helps marketing and sales teams deeply understand real user interactions and purchasing behavior, which, in turn, helps retain and grow revenue by tactically addressing buyer objections, pain points and concerns.

Secondly, the CIAM becomes the single source of truth, which helps:

•Collect, process and maintain data in a product-based cycle that allows all the teams to leverage user data effectively

•Avoid sending duplicate messaging to the same users

•Enforce a privacy policy and serve user data deletion or modification requests more seamlessly.

5. Maintaining And Enforcing A Friendly Privacy Policy

Users today are becoming ever more conscious about what personal data companies collect and how they use it. In addition to maintaining compliance with various data privacy regulations, you should create a clear, coherent and meaningful privacy policy that not only complies with data regulations but also considers user preferences in this respect.

Strategically creating and enforcing a user-friendly policy requires establishing a liaison to coordinate among CX, IT and compliance teams to ensure that privacy is not only a compliance concern but a business priority. It helps to ensure everyone understands the need of today's users and to maintain a competitive and friendly privacy policy for meeting user needs.

As your CIAM helps manage user data, you should strategize maintaining and enforcing your privacy policy using your CIAM platform. This helps reduce costs and deliver timely service for user data privacy-related requests.

Conclusion

CIAM has evolved from traditional IAM to meet business needs by enhancing user experience and ensuring security while helping with compliance management. Hence, CIAM is not limited to IT and needs collaboration among multiple teams to realize the value from your CIAM and create business advantages.

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Originally published with Forbes

Council Post: 5 Areas Where CIAM Is More Than An IT Responsibility

CIAM is no longer just an IT concern, and it should enable the organization to achieve better business outcomes by carefully balancing security and experience.

ForbesDeepak Gupta

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Built-in Authentication Security Mechanisms to Reinforce Platform Security

Built-in authentication security mechanisms are like the DNA of a technology platform. They are integral to the success of a platform and have been present since their inception.

Every business prioritizes digital transformation, which means every industry has been putting extra effort into fostering positive customer experience. And this is visible in the speed at which customers connect with companies–via websites, apps or social media channels.

However, the biggest concern of users remains unchanged; compromised private information. But technical glitches, security vulnerabilities, and sloppy work done by third-party vendors are often blamed. When it comes to building communities and networks, user authentication is essential.

Businesses must get robust identity security mechanisms to reassure customer authentication security. They should use built-in authentication methods like biometric authentication and behavioral analytics.

Let’s understand the aspects of incorporating a built-in authentication security mechanism and why it is becoming the need of the hour for businesses to secure customer identities on their platforms.

What is Authentication Security? Why is it Important Now More Than Ever?

Authentication security is essential for user identity security. Authentication is the process of confirming your identity to prove that you are who you say you are. This process can take many forms: a password, a fingerprint scan, or something more complicated like a biometric scan of your iris pattern.

Authentication security is crucial because customers know their privacy and data security rights. If they feel mistreated, they will stop doing business with that company.

This means that companies need to make sure that their authentication systems are as secure as possible so that users don’t have any reason to worry about whether their information is safe and secure with them.

Besides this, privacy and data security regulations are a hot topic, with the EU’s general data protection regulation (GDPR) and California’s consumer privacy act (CCPA).

Awareness of these regulations and how they affect your business is essential.

But what about your customers? How do they feel about these regulations? And what do they think about the way businesses use their details?

If you want to keep your customers happy and comply with these regulations, you must understand how customers feel about your business practices.

Various Modes of Built-in Authentication Methods That Reinforce Platform Security

When it comes to securing your platform with robust built-in security, many businesses rely on old-school 2FA authentication mechanisms. And, significantly, when the global cybersecurity threat vector has increased, it loses sensitive customer data since these mechanisms don’t work efficiently.

Hence, businesses need to understand that their platform security can only be reinforced by incorporating a robust multi-factor authentication (MFA) mechanism that leaves no stone unturned in shielding users against several modern threat vectors.

Let’s understand in detail.

Multi-Factor Authentication (MFA) for Reinforcing Security Structure

Have you ever wondered how your personal information is protected on the internet?

You’re typically prompted to enter a password when you log into an account—whether it’s a bank account, social media site, or even your email. This is the first layer of security offered by that site. But as we all know, passwords can be hacked. That’s why many companies have added a second layer of security: Multi-factor authentication (MFA).

Multi-factor authentication ensures robust platform security by adding multiple layers of authentication besides the conventional id and password. MFA improves security in cases where the first line of defense, like passwords, is compromised. In fact, according to Google’s statistics, 94% of data breaches involved weak or stolen passwords.

How does multi-factor authentication work? It depends on which method you choose for your login. Generally, it involves a combination of two or more out of three factors: Something you know (your password), something you have (a security token), or something you are (your fingerprint).

In addition to providing a second layer of authentication, MFA also helps prevent man-in-the-middle attacks where hackers intercept data between two parties communicating with each other over an unsecured network.

Adaptive Authentication for the Next Level of Authentication Security

Adaptive authentication is the most advanced form of multi-factor authentication that ensures the highest level of platform security in high-risk situations.

Unlike traditional multi-factor authentication, which relies on static factors such as passwords, pins, or even fingerprints (which can be stolen or mimicked), adaptive authentication analyzes any unusual login behavior in terms of several login attempts, location of access, and more, and adds another stringent layer of authentication.

This means that if you are trying to log into your account from an unknown location or using a device you have never used before, adaptive authentication will lock down your account until another factor like mobile phone verification or email verification has authenticated it.

This extra layer of security makes it harder for hackers to access your account and protects against phishing attacks by ensuring that whoever is logging in is actually who they claim to be.

Adaptive authentication helps ensure that even if multiple layers of authentication are compromised, the account remains secure.

When you log in to your account, adaptive authentication is a system that checks several layers of security to ensure that only someone who knows your username and password can access your account. This includes your computer’s IP address, the location from which you’re connecting to the internet, and the type of browser being used (for example, Chrome or Firefox).

To Conclude

When building a platform, authentication is an integral part of the process.

You have to ensure that your users can trust and identify themselves with your platform and that they can do so securely. You also want to make sure that it’s easy for them to do so because if they have a terrible experience with the login process, they might not come back!

Security mechanisms like MFA and adaptive authentication help reinforce overall security posture and build customer trust.

The goal of any security mechanism is to keep users safe from threats. To do this, you must understand your users’ needs and how they interact with your site or app to provide a solution that works for them.

By incorporating built-in platform authentication mechanisms, including MFA and adaptive authentication, you can build the trust of your customers by showing that you care about their safety.

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Originally Published at Security Boulevard

Built-in Authentication Security Mechanisms to Reinforce Platform Security

Built-in authentication security mechanisms are like the DNA of a technology platform. They are integral to the success of a platform and have been

Security BoulevardDeepak Gupta

https://bit.ly/3CITk2q
https://bit.ly/3iwSbnK

https://guptadeepak.com/content/images/2023/01/Biometrics-Government-770x300.jpg
https://guptadeepak.weebly.com/deepak-gupta/built-in-authentication-security-mechanisms-to-reinforce-platform-security

AI and Emotional Intelligence (EI): A Look into the Future

As technology advances, so does the potential for Artificial Intelligence (AI) to understand and interact with humans in increasingly complex ways. One of the most exciting aspects of this development is the potential for AI to understand and interact with humans on an emotional level. This article will explore the current state of AI and emotional intelligence, the potential applications of this technology, and the implications of its use in the future.

Current State of AI and Emotional Intelligence

Artificial Intelligence (AI) has come a long way since its inception, with advancements in technology and research leading to incredible developments. AI is used in various industries, from healthcare to finance, to improve efficiency, accuracy, and productivity. AI is also being used to develop more sophisticated systems for understanding and responding to human emotions. Learning and responding to human emotions is known as Emotional Intelligence (EI), and it has the potential to revolutionize the way we interact with technology.

EI is the ability to recognize, understand, and respond to emotions. It involves understanding the emotions of oneself and others and the ability to use this information to make decisions and interact with others. AI has the potential to help us better understand and respond to emotions, as well as to create more efficient and accurate systems for responding to them.

AI has already been used to develop systems that can detect and respond to emotions in various ways. For example, AI can see facial expressions, tone of voice, and body language to better understand a person's emotional state. AI can also analyze text and speech to detect and respond to emotions.

AI is also being used to develop systems that can respond to emotions more naturally and effectively. For example, AI can create chatbots that can interact with people more naturally and create virtual assistants that can respond to emotions more humanly.

AI can detect basic emotions such as joy, sadness, and anger, but it is not yet able to interpret more complex emotions such as guilt, shame, or fear. Additionally, AI cannot accurately predict how humans will react to certain situations, as this requires a deep understanding of human behavior and psychology.

The current state of AI and EI is still in its early stages, but the potential for these technologies to revolutionize how we interact with technology is immense. Furthermore, with continued research and development, AI and EI have the potential to become even more powerful tools for understanding and responding to human emotions.

Potential Applications of AI and Emotional Intelligence

AI with EI is the most important and rapidly evolving technology of the 21st century. AI is the science of creating machines that can think and act like humans, while EI is the ability to recognize, understand, and manage emotions. Both of these technologies have the potential to revolutionize the way we interact with technology and with each other. The potential applications of AI and emotional intelligence are vast.

AI can automate mundane tasks, such as data entry or customer service, or make decisions based on complex data sets. AI can also create virtual assistants, such as Alexa or Siri, to help users with tasks such as setting reminders or finding information.

EI, on the other hand, can be used to create more natural and human-like interactions between people and technology. For example, AI-powered chatbots can be programmed to recognize and respond to emotional cues like anger or joy to provide a more personalized experience. EI can also be used to create virtual counselors, which can help people with mental health issues or provide advice on difficult decisions.

AI could be used to create more personalized user experiences, as it is capable of recognizing and responding to individual emotions. For example, AI could improve customer service by detecting customer frustration and reacting appropriately. AI could also create more effective marketing campaigns, as it can recognize and respond to customer emotions.

The potential applications of AI and EI are virtually limitless. As these technologies evolve, they will become increasingly important tools for businesses, governments, and individuals. As a result, AI and EI have the potential to make our lives easier, more efficient, and more meaningful.

Implications of AI and Emotional Intelligence

AI has the potential to automate many of the mundane tasks that humans currently perform, freeing up time for more creative endeavors. AI can also be used to improve customer service, as it can quickly process customer requests and provide personalized recommendations. AI can also improve decision-making by analyzing large amounts of data and providing insights that would otherwise be difficult to obtain.

EI has the potential to revolutionize the way we interact with technology. By understanding users' emotions, AI can provide more personalized experiences and better understand customers' needs. For example, AI can detect user sentiment and tailor responses accordingly. Additionally, AI can see users' signs of stress or anxiety, allowing for more proactive interventions.

The use of AI and emotional intelligence has both positive and negative implications. On the positive side, AI could create more personalized user experiences and improve customer service. For example, it can be used to develop more effective marketing campaigns, which could increase consumerism. On the negative side, AI could manipulate people by taking advantage of their emotions. It would also be better for governments to consider regulating some critical AI standards.

Conclusion

AI and emotional intelligence have the potential to revolutionize the way humans interact with technology. However, as AI develops, its applications and implications will become increasingly complex. Therefore, it is essential to consider both the potential benefits and risks of AI and emotional intelligence before implementing it in any capacity.

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CISOs Guide to Secure Software Development

To better protect personal data and ensure information security, organizations should be taking advantage of vulnerability assessments and measuring against application security benchmarks. These application security validations and certifications ensure your applications comply with fundamental security specifications, including safe programming, organized design structure and secure operations.

This CISO‘s guide to secure software development can help you understand and follow the priorities of the specifications for application protection and why investing in application security programs is necessary. First, some basics.

Data Leaks and Breaches are Costly

The cost of a data breach and the necessity of application security risk management is one of the main reasons why a secure application strategy is a top priority for CISOs. Regardless of an organization’s size, a data breach can have devastating consequences both economically and on a company’s brand reputation.

Key highlights from the report that CISOs should be aware of:

• The approximate data breach cost in 2020 was US$ 3.86 million, as per reports from Ponemon Institute and IBM.
• Hacks on Marriott and British Airways cost those companies approximately $100 million USD due to violations of GDPR.
• The State of Ransomware 2020 report from Sophos revealed the average amount to remediate a ransomware attack is around $733,000 USD for companies that are attacked and don’t pay the ransom. That increases by $144,800 USD when companies do pay.
• Organizations with dedicated incident response (IR) teams who tested an IR plan using attack simulations saw savings of $2 million USD versus those who didn’t invest in such measures.

5 Reasons CISOs Should Invest in Application Security

• Drowning in Cybersecurity Data
  The number of sensors generating security data keeps growing, including firewall logs, antivirus scan reports, insider threat reports, DLP logs, vulnerability scan data, modern persistent threats, server access logs, authentication logs and more. The variety, velocity and volume of data can quickly overwhelm security analysts. Automation and analytics can address this challenge.
• Reactive and Passive Approaches are not Enough
  Actions like logging, alerting and monitoring are not sufficient for security measures alone. Tools that can not only provide visibility but react to threats or incidents in near real-time are necessary to avoid damage. Advanced automated security operations and hands-on threat-hunting with swift incident responses are essential to safeguard digital assets.
• Fragmentation and Chaos
  As a CISO and their team persistently react to threats, they generate a disorganized digital mixture of HTML pages, PDF reports, XML extracts and CSV files. These reports, files or pages are tough to integrate, analyze and integrate into applications and strategies for generating automated responses.
• The Shift from Discrete Security Events to Uninterrupted Security
  The cloud and DevOps are increasingly enabling code deployments and facilitating dynamic environments that confront the conventional “certify once and monitor forever” waterfall security model. Modern applications and infrastructure and IT environments necessitate a proactive, dynamic and advanced security approach. Security-as-code is the only methodology that can scale and react on a real-time basis.
• Data from Multiple Sources
  CISOs possess two distinct sets of dashboards: one for internal and the other for external stakeholders. However, both these dashboards must operate based on the same underlying data sets. But this is not always the case; from simple spreadsheets to advanced BI tools, CISOs have data streaming in from multiple sources, making it difficult and complicated to secure necessary information and show analytical dashboards to the rest of the C-suite.

How to Build a Secure Application Strategy

• Create an Application Security Culture
  A highly secure application security strategy starts at the top and then flow down through the entire organization. The C-suite must commit to security measures and emphasize that they are a top priority. Both management, technical employees and non-technical personnel must be trained on the significance of application security and follow best practices.
• Take a DevSecOps approach
  This specific approach enables security in all the steps and stages of the application development process, with a mutual understanding between security and development teams. A collaborative and interactive working relationship will result in more secure outcomes.
• Conduct All-Inclusive AppSec Testing
  Test extensively using a wide variety of testing tools, including dynamic and static application security testing, interactive application security testing and software composition analysis tools. The most comprehensive method uses manual testing in combination with automated testing and threat modeling.
• Use an Application Vulnerability Manager
  An application vulnerability manager enables development and security professional teams to integrate fixes based on the outcomes of previous AppSec testing and facilitate updates more effectively. This method correlates the outcomes from various testing applications and provides the results in a well-structured report. It cross-references outcomes and results through SAST and DAST tools and assists in prioritizing which vulnerabilities pose the most severe threats to your company so you can patch and update accordingly. Some tools will incorporate developer environments, making it simple for security and development teams to work together to deal with possible threats.
• Avoid Speed Traps
  The pressure to develop applications faster is increasing, and developers must avoid ignoring security to meet deadlines. Focus on the significance of application security for enterprise success in the long term, even if it means slowing some development processes.
• Create a Formal AppSec Plan
  Create and follow a standardized application security plan. Your strategy and tactics should be well-documented and include tools to track, monitor and address security challenges and all organizational benchmarks that are linked to application security. Regularly revisit the plan to ensure it stays relevant and up to date.

Developing and following a strategy, use of the right tools and ensuring your entire organization is committed to application security can reduce the chances of a data breach, safeguard the bottom line and protect your business’s reputation.

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Originally Published at Security Boulevard

CISO’s Guide to Secure Software Development

To better protect personal data and ensure information security, organizations should be taking advantage of vulnerability assessments and measuring

Security BoulevardDeepak Gupta

https://bit.ly/3CtvW9b
https://bit.ly/3ilrPFh

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