What Software Developers and IT Pros should Know about Making the Switch to Identity

The modern, digitally advanced world has allowed software developers and IT professionals to innovate and revolutionize their products and services.

However, advanced technology coupled with endless possibilities has also soared the risk factors for these professionals regarding the overall security of consumer information and sensitive business data.

Stats reveal that the global average cost of a data breach in 2021 was 4.24 million U.S. dollars. This means that ignoring platform security could be the worst mistake for any organization in 2022 and beyond.

What’s more worrisome is that the latest stats revealed that the number of identity thefts has skyrocketed after the global pandemic.

So, does it mean that software developers and IT leaders should immediately put their best foot forward in securing their consumers’ personal information and sensitive business data?

Unfortunately, yes!

Here’s where identity and access management comes into play. Through a CIAM (consumer identity and access management) solution, identity management helps businesses secure crucial business information and safeguards clients’ personal information.

Let’s understand the critical role of identity management in today’s digital business landscape and why businesses should immediately consider incorporating a CIAM solution into their online platforms.

What is Identity Management? Why Does Your Business Need Identity Management?

In the most simple terms, identity management can be defined as the organizational process of providing access to resources and crucial information by verifying an individual's identity.

Identity management is primarily concerned with authenticating a user on a system or a network and ascertaining whether they can access the same. Identity management typically consists of various phases, including user authentication, authorization, and role management.

Since every online platform offers endless possibilities to its users and primarily collects personal information, identity management is more crucial than ever.

An identity management solution ensures security and eventually delivers a seamless and rich consumer experience, perhaps essential for business success. People are already interacting with brands like Apple, Amazon, Google, and Microsoft. And they know what a great user experience backed with robust security is.

Why Do Developers Need to Switch from Conventional User ID & Password Authentication?

In this fast-paced world, a little friction in the overall onboarding process could be the decision-maker whether a brand would have a loyal customer or just another visitor.

Everyone demands an experience that is quick, easy, and flawless. If an online platform isn’t able to impress a visitor in a matter of seconds with regards to the mentioned aspects, they’re losing the game.

Admit it; you won’t return a website and immediately switch if it takes more than a minute to sign-up for their services. Won’t you?

However, security isn’t something that could be compromised while delivering a rich consumer experience.

There’s no point in removing stringent authentication layer just because it takes a couple of seconds to verify a user who they claim to be.

Hence, to enhance the user experience without compromising overall security, a CIAM solution swiftly becomes the need of the hour.

Let’s understand some great features and benefits of incorporating a CIAM solution concerning security and user experience.

What Consumer Identity and Access Management Solution Offers

1. Security For Data and Accounts

A standard CIAM solution offers essential security features that safeguard data and account access. For instance, with security features like risk-based authentication (RBA), every consumer’s login and usage patterns are monitored, making it easy to spot unusual and unauthorized activity.

Moreover, in cases where an extra layer of security is required, organizations can enable multi-factor authentication (MFA) that verifies consumers’ identity through a second-step verification process requiring an SMS code or an email link.

2. Streamlined Customer Experience

A smooth and frictionless experience delivered by an online platform portrays that an organization is concerned and up-to-date regarding providing a streamlined and most accessible login possible.

A CIAM solution ensures a smooth login experience through social, OTP, and passwordless login options. Hence, the end-user is more embedded in the company’s ecosystem without extra effort.

3. Native API Integration

A CIAM solution can integrate with multiple third-party applications and support quick updates and new integrations without hassle.

Developers can quickly and efficiently configure their integrations through a single admin console of a CIAM solution. This reduces complicated programming efforts and eventually saves a lot of time.

The Bottom Line

With increasing security breaches and identity disclosures across the globe, identity management isn’t a luxury anymore; it’s an absolute necessity.

Businesses paving the way for their digital transformation shouldn’t ignore the advantages of a CIAM solution concerning consumer experience and robust security.

Moreover, software developers and IT heads shouldn’t ignore the endless capabilities of incorporating a CIAM solution into their online platform that not only simplifies registration and login but eventually fosters growth.

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Originally Published at Hackernoon

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A CIAM (consumer identity and access management) helps businesses secure crucial business information and safeguards clients’ personal information.

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How to Use Multi-Factor Authentication When You Dont Have Cell Phone Access

Many security-minded businesses use multi-factor authentication to verify customers’ identities. The most familiar method is to send customers a code by SMS text message, which the customer then enters on the website or app.

But what if you are traveling and don’t have cell phone service? You have a few other options for authenticating yourself. Just make sure to set them up before you travel!

Why Use Multi-Factor Authentication?

These days a simple password isn’t always enough to make sure that someone is who they say they are. There are so many ways that passwords can be leaked or stolen:

• Malicious software such as screen grabbers and keyloggers
• Phishing, where an illegitimate email directs customers to log in to their account using a genuine-looking but false website
• Shoulder surfing, either in person or using CCTV
• Social engineering, where hackers call up tech support lines and reset a customer’s password, possibly using stolen personal information

Multi-factor authentication (MFA) makes it harder for hackers to get into customer accounts with a password alone. It protects companies and customers from security breaches by requiring that customers also have physical possession of a verified device, such as a phone or security fob.

The Problem with MFA When Traveling

MFA typically uses a code sent via SMS text message as the second verification factor.

But SMS texts can be problematic if you’re traveling and don’t have mobile phone service outside your city or country. Logging in from unfamiliar devices, locations, and networks can also trigger risk-based authentication, which requires extra verification when you deviate from your typical login profile.

You could find yourself locked out of vital services and apps at a critical moment, and without your normal phone service, account recovery options may not work either. Not fun.

Options for MFA When You Don’t Have Mobile Service

Thankfully, there are some great options for alternative second factors that don’t depend on cell phone service. You may even find that they’re more convenient to use at home too.

For maximum peace of mind, you could set up more than one of these factors to make sure you can log in even if another factor fails or is unavailable. Also make sure that all of your recovery information, such as phone numbers and email addresses, is up to date.

Using an authenticator app for MFA

An authenticator app runs on your smartphone or tablet, and you don’t need internet access or cell phone service to use it for MFA. You do need internet to set it up, though.

Both Google and Microsoft offer Android and iOS authenticator apps as part of their MFA ecosystem.

LoginRadius offers a white-labeled version of Google Authenticator for multi-factor authentication to companies that use our customer identity platform.

Setting up Google Authenticator

Google Authenticator works for MFA wherever you sign into your Google account.

To set up an authenticator app in Google

1. Open your email account on your computer.
2. On the top right of your screen, click your avatar, and then click Google Account. A new browser tab opens.
3. Click Sign-in & security.
4. Scroll down and click 2-Step Verification. Enter your password and click Next. Scroll down and, under Authenticator app, click Set Up.
5. Select Android or iPhone, depending on what kind of phone you have. Then click Next. A QR code is displayed.

To set up an authenticator app on your phone

1. On your phone, go to the Play Store or App Store and install Google Authenticator.
2. Open the Google Authenticator on your phone and tap the plus button. On Android, you may need to tap the line at the bottom of the screen.
3. Tap Scan barcode.
4. Authorize the app to use your phone camera, so it can scan the QR code.
5. Point your camera to the QR Code shown on the screen of your computer. After you scan the QR code, a 6-digit code appears on your phone. A new code is given every few seconds.

To finish setting up an authenticator app in Google

1. On your computer, click Next, and then enter the code you generated on your phone.
2. After typing the code, click Verify.
3. A success message displays on your computer.

Google Authenticator is now your default second-step verification method.

Setting up Microsoft Authenticator

With Microsoft, you’ll need to follow slightly different procedures depending on whether you or your organization is an Office 365 customer.

Office 365 users need their administrators to enable MFA (there’s a free version of Azure MFA available to subscribers).

If you just want to use MFA for your personal Microsoft account, you’ll need to set everything up yourself. Just go to Security Basics in your account, select More security options, and follow the prompts.

Regardless of which method you use to set up Microsoft 2-factor authentication, you’ll then be able to sign in to your account using the Microsoft Authenticator app. Office 365 users need to go into their Office 365 account online to do this, and personal account users follow a slightly different set of instructions.

Using Google Phone Prompt

If you have a compatible Android, iPhone, or iPad (and your needs fall within Google’s digital ecosystem), Google phone prompt is one of the easiest MFA methods to use.

Once you’ve enabled 2-factor authentication, follow the instructions for setting up phone prompts. You’ll then receive a prompt on your mobile device to confirm login when needed, with no separate app required.

Often Google phone prompt involves putting a two-digit number into either your smart device or your browser when you sign in from a new location. In some cases, though, you may be authenticating yourself with the same device you’re logging in on. So the device also needs to be locked after use to stay secure.

Using a Security Key or Fob

You have several options for dedicated MFA devices as an alternative to your phone or tablet.

With Google, you can buy a separate security key to help you log in to Google. Like most key-based solutions, you’ll need to get a key that’s compatible with FIDO Universal 2nd Factor (U2F), and that can plug into the USB ports on any devices you may want to use it with. (Watch out for devices that only have USB-C unless you have a suitable connector!)

If you or your business is at particular risk of online attacks, you’ll need to use a security key and sign up for Google’s Advanced Protection scheme. This service is aimed at journalists, activists, and business leaders who are at high risk of attack, and it’s free. You’ll need at least two compatible keys to register for the service, though.

There are also a number of third-party authenticator apps out there, from companies like LastPass, Authy, and YubiKey. Some of these require a separate dongle, and because they aren’t the owner of the services they unlock, recovery policies following a lost key or password can vary. (This means that sometimes you will have to go through the full recovery process for each account you’ve secured using a third-party provider.)

Balancing Security and Convenience with MFA

B2C companies that offer MFA for an extra level of security still have their eye on providing a convenient customer experience.

Travel can make SMS-based MFA solutions unreliable, but with the right solution and a little preparation, companies can make it easier for customers to securely log in anywhere.

Providing travelers with easy-to-use MFA solutions doesn’t just keep your data and their data secure. It improves their digital experience and encourages them not to sidestep essential security measures when traveling in potentially risky situations.

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Originally Published at LoginRadius

How to Use Multi-Factor Authentication When You Don’t Have Cell Phone Access | LoginRadius

What if you drive and have no mobile phone service? For authenticating yourself, you have a few other choices. Before you fly, just make sure to set them up!

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Credential Stuffing: How To Detect And Prevent It (Updated)

If you have been operating a web application where consumers need to authenticate themselves, the term 'credential stuffing' shouldn't be new to you.

In case you haven’t heard it before, credential stuffing is a cybersecurity threat where hackers use stolen credentials to attack web infrastructures and take over user accounts.

Someone or the other is always out there freely distributing breached databases on hacker forums and torrents to help criminals evolve their velocity of attack.

Their strategy is pretty straightforward.

Hackers use automated bots to stuff those credentials into the login pages across multiple sites to unlock multiple accounts. Also, since people do not change their passwords often, even older credential lists record relative success.

The threat gets further elevated when hackers use credentials from organizations to log in and hijack consumer accounts. Not only the company suffers revenue loss and brand damage, consumers feel the blow too.

In this blog, we will walk you through the credential stuffing attack lifecycle and discuss the best ways to respond to attacks and mitigate damage to your business.

Examples of Recent Credential Stuffing Attacks

As new vulnerabilities and exploits are discovered every day, various instances demonstrate that each attack is more sophisticated than the last. Let's look at a few recent examples:

• According to a report by CBC Canada, the Canada Revenue Agency has confirmed that out of roughly 12 million active GCKey accounts, 9,041 user credentials were acquired fraudulently through the credential stuffing. They have temporarily shut down their online services.
• According to an FBI security advisory obtained by ZDNet, between January and August 2020, hackers used a bulk load of credential pairs to conduct more than $3.5 million fraudulent check withdrawals and ACH transfers from a mid-sized financial institution in the US.
• Another NY-based investment firm reported experiencing credential stuffing attacks between June 2019 and January 2020 against their mobile APIs. Although no fraud was reported, it could have resulted in nearly $2 million in revenue.

What is Credential Stuffing

Credential stuffing is a kind of identity theft where hackers automatically inject breached username and password credentials to access numerous sites.

Think of it as a brute force attack that focuses on infiltrating accounts. Once the hacker acquires access into the web application, they crack open a company's database that carries millions of personally identifiable information and exploits them for their own purpose.

How Credential Stuffing Works

Want to know the methods behind the screen? In a nutshell, here's the hacker's process:

• Hacker gets stolen data: Criminals share or sell data on public websites and the Dark Web.
• Hacker utilizes data: Using stolen passwords and usernames, hackers attempt website logins.
• Hacker achieves goal: After gaining access to a victim's site, hackers get more valuable information for more attacks or to sell.

Effects of Credential Stuffing

As you can see, when a business suffers from stolen credentials, it can cost them dearly. In fact, it's been reported that in the USA, 75% of credential stuffing attacks are programmed at financial institutions. So what happens when you aren't prepared for an attack?

• It strains the security budget leading to an increase in security cost.
• There is a noticeable loss of revenue from downtime, alongside losing customers to the competition.
• The cleanup costs can cripple businesses to the core.
• Customers do not trust businesses that cannot protect their data leading to customers discontinuing their loyalty.

How to Detect Credential Stuffing Attacks

Hackers send armies of bots to conduct thousands of commands, resulting in millions of stolen data. But it gets worse. In what is called "the biggest collection of breaches" to date, billions of stolen records are compiled and shared for free on hacker forums.

So, how can you detect bot attacks? Here are the warning signs.

• Check for changes in site traffic like multiple login attempts on multiple accounts, within a limited timeframe.
• Never overlook use cases where you witness a higher-than-usual login failure rate.
• Be aware of any recorded downtime caused by an increase in site traffic.

But beware: These credential stuffing bot detection techniques aren't 100% effective. You'll need extra protection—called bot screening—to stop these bots. It is a sophisticated screening technology for detecting malware on your devices.

It's built to monitor the telltale signs of bot activity such as the number of attempts, the number of failures, access attempts from unusual locations, unusual traffic patterns, and unusual speed.

Luckily, you'll find bot detection in robust customer identity and access management solutions. A CIAM platform will also provide device authentication and customer data protection.

A Hacker’s Toolbox

Let's find out how hackers process their share of credential stuffing attacks.

Step 1: Download a combo list.

A combo list is a combined list of leaked credentials obtained from corporate data breaches conducted in the past. These are often available for free within hacking communities or listed for sale in underground markets (Darkweb).

Step 2: Upload a credential stuffing tool.

Sophisticated hackers develop plugins or tools called account checker tools. These contain custom configurations that can test the lists of username/password pairs (i.e., "credentials") against a target website. Hackers can attack sites either one by one or via tools that hit hundreds of sites at once.

Step 3: Analyze and access accounts

Hackers use account-checking software to log into financial accounts successfully.

Step 4: Export results from accounts.

Match found. What's next? When a match is found, they can easily view a victim's account balance and gain access to cash, reward points, or virtual currencies.

Step 5: Steal funds and resell access.

Because hackers use genuine user credentials, they gain undetected access. What follows is a full-fledged account takeover. Next, the attacker can drain the account in seconds or resell access to other cybercriminals.

How to Prevent Credential Stuffing Attacks

But then, there is good news after all. Preventing these attacks is possible, and you can keep your business and customer safe by following the tips below:

1. Bot detection

One of the most effective ways to differentiate real users from bots is with captcha. It can provide defense against basic attacks.

But beware: Solving captcha can also be automated. There are businesses out there that pay people to solve captchas by clicking on those traffic light pictures. To counter, there is reCAPTCHA that is available in three versions:

• The classic "I'm not a robot" checkbox.
• An "invisible" box, displayed only for suspicious users.
• A "V3" that evaluates users on reputation and behavior.

2. Adopt a strong password guide

Set strict password complexity rules for all your password input fields like length, character, or special character validation. If a customer's password resembles that of a data breach, they should be asked to create new passwords and provide customers with tips on building stronger passwords during their password-creation process.

3. Implement multi-factor authentication

Multi-factor authentication (2FA or MFA) is the new-age method to block hackers using multiple security layers. MFA makes it extremely difficult for hackers to execute credential stuffing attacks. The more obstacles you give a hacker to verify user identities, the safer your site will be.

4. Set up risk-based authentication

Risk-based authentication (RBA) calculates a risk score based on a predefined set of rules. For instance, it can be anything related to a login device, IP reputation, user identity details, geolocation, geo velocity, personal characteristics, data sensitivity, or a preset amount of failed attempts. RBA comes in handy in case of high-risk scenarios where you want your customers to use customizable password security.

5. Set up passwordless login

Hackers can also deny access to customers' own resources once they break in. Having passwords as a factor of authentication can leave corporate and business accounts vulnerable to credential stuffing. So, why not remove them altogether? Use passwordless authentication as a safer way to authenticate users for more confined access to their accounts.

Preventing Credential Stuffing With LoginRadius Identity Management

LoginRadius advocates a number of alternative authentication methods to mitigate the risk of credential stuffing. The identity and access management solution provider promotes passwordless practices like social login, single sign-on, email-based passwordless login to address the vulnerabilities of businesses.

Social Login: Social login is an authentication method that allows users to log in to a third-party platform using their existing social media login credentials. This eliminates the need to create a new account or enter credentials altogether.

Single Sign-On: Single sign-on (SSO) minimizes the number of credential stuffing attacks because users need to login once using just one set of credentials, and subsequently logged into other accounts as well. This provides a more robust protective layer to user accounts.

Email-Based Passwordless Authentication: The user is required to enter the associated email address. Upon which a unique code or magic link is created and sent to the email ID. It is valid for a predefined time frame. As soon as the server verifies the code, the user is let in.

Multi-factor Authentication: MFA offers better security by providing additional protection to traditional credentials through multiple layers. They are mostly implemented through security questions, ReCaptcha, and others. Due to extra security checks, LoginRadius assures businesses that customers' data is safe.

Conclusion

Credential stuffing is easy to perform, so its popularity with criminals will increase with time. Even if your business isn't affected yet, you must protect your website and watch for all the red flags listed in this blog.

If you're looking for a solution to help prevent credential stuffing, LoginRadius is easy to deploy. It provides robust security with bot detection and multi-factor authentication, among other safeguards.

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Originally Published at LoginRadius

Credential Stuffing: How To Detect And Prevent It | LoginRadius

Credential stuffing - we will walk you through the lifecycle of the credential stuffing attack and address the best ways to respond to attacks.

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Innovation With Software Architectural Excellence

Software architecture plays an irreplaceable role in enabling businesses to deliver value efficiently. This is evident in how digital natives have been challenging incumbents and forcing them to rapidly digitize and transform how they operate and innovate. Accordingly, achieving architectural excellence is a continuous process of efficient implementation, advanced planning, and executive leadership engagement. Furthermore, it’s essential to recognize that software architectural strategies and planning shouldn’t be limited to IT. Enabling collaboration between IT and business leaders is necessary as software architecture plays a key role in delivering value, making processes robust, and tackling the next wave of changes in value creation and delivery.

The Goal of a Good Software Architecture

A good software architecture facilitates the ongoing business processes function robustly and ensures business capabilities are competitive against threatening challenges. Beyond this, the software architecture should also become the fundamental aspect of driving the next waves of business changes—whether they are processes, models, or innovative products and features. These changes result from competitive forces increasing digitization, transformation, and ecosystem-based consolidation, making change the overarching constant in various business aspects. Accordingly, conventionally viewing a software architecture at a limited software or product level doesn’t work as well as it used to. The practice of viewing software architecture at the business and ecosystem-level gains even more emphasis as digitization and innovation make businesses and ecosystems digitally intertwined in how they interact.

The following fundamental aspects describe how to innovate with architectural excellence:

Security and Privacy

Customers are increasingly becoming wary of how their data is handled and protected—and are even reluctant to do business if an organization doesn’t have clear policies on how it protects and handles customer data. On the other hand, regulators are constantly improving their compliance requirements to protect customers. This landscape is changing at different rates across multiple countries, posing challenges and equally creating opportunities for fast adapters. All of this implies that businesses need to ethically manage customer data along with protecting against the constantly evolving threat landscape. To satisfy this need, it is necessary to revise the existing software architecture and involve senior executives in making critical decisions in this respect. Moreover, architectural planning cycles should come down to a few months—instead of years. This is key to building and implementing innovative solutions rapidly to tackle changing regulatory landscape and customer expectations.

Satisfy User Needs

Since 2008, the smartphone has been changing customers’ experiences and expectations. Digital disruptors are continually challenging incumbents and threatening their survival. In this paradigm shift, businesses should understand their customers more deeply, quickly adapt their business models and introduce new products to fulfill customer needs. It requires architectural agility that offers the flexibility to innovate business models in shorter cycles and improve them faster with customer feedback. This also means keeping a long-term view towards software architecture planning and strategy development that enables seamless innovation and eliminates process and performance bottlenecks. In this view, software architecture improvements and decisions should align with business objectives and strengthen business capabilities, not just the number of implementations or technical solutions the IT has delivered.

Empower Developers

Today, more and more businesses need developers to help them digitize and transform. Accordingly, empowering developers is essential, and software architecture is the fundamental way to help them drive innovation and build critical business capabilities. Developer empowerment is usually measured in terms of developer velocity — it defines how enabled developers are to be agile and how well their talent is utilized. To improve developer velocity, provide them with a well-defined software architecture to focus on quality and consistent development. Also, the software architecture must have scope for customization so that developers can utilize it to its full potential.

While the above describes the overarching approach, the following sections detail the fundamental aspects of achieving innovation with architectural excellence.

Scalability

The software architecture should support scaling applications seamlessly on-demand to accommodate spikes in user growth and scale back to save operational costs. Accordingly, this approach requires deploying your application in the cloud while ensuring not just the underlying infrastructure but also the multiple components in your entire system scale without friction or intervention. High performance should accompany this to ensure customer satisfaction and deliver a superior experience. This means that your system should perform ideally at any scale at any time.

Portability

Can the system itself or components of it be deployed in any cloud platform—public, private, or hybrid cloud? How much does it cost to move in terms of time, effort, and cost? In a world of hyperscale cloud providers and cutting-edge cloud services, a company’s IT ecosystem shouldn’t be locked into one platform or vendor but should utilize the best available services and technologies currently—that are also future-ready to improve performance and optimize overall costs.

Compliance

Businesses should develop a compliance framework that aligns people, processes, and strategies with regulatory requirements to ensure compliance and avoid non-compliance risks. Also, the framework should be work-in-progress to accommodate upcoming changes from regulators across the board.

Maintainability

Similar to the source code of software components, software architecture should be easily maintainable—meaning that the software architecture shouldn’t introduce bottlenecks when modifying and improving it.

Maintainability issues could take many forms: is the software architecture outdated for the current technical and business landscape? Is it using legacy versions that are incompatible when other components and dependencies are updated? Ensuring the software architecture’s maintainability helps facilitate innovation and move at a competitive pace. If at all unsure where to start improving or redefining a software architecture, start with maintainability.

Cost

IT is often under constant scrutiny to justify its expenditure, and it is complicated to measure IT’s meaningful contribution to the business outcomes. As a result, IT constantly faces the risk of budget cuts and challenges in optimizing costs. Typically, the software architecture is let to grow organically, leading to duplication of system and efforts and inconsistent data across systems. To overcome this, control the software architecture on an ongoing basis, which, in turn, allows for more predictable cost-control.

In this fast-changing landscape of digital, businesses should maintain flexible architectures that facilitate innovation and continually improve the software architecture using agile methodologies to gain a competitive advantage in the business capabilities. This practice is much needed, especially when digital disruptors are increasingly threatening to take it all—leaving laggards behind.

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Originally Published at DevOps

Innovation With Software Architectural Excellence

Software architecture plays an irreplaceable role in enabling businesses to deliver value efficiently. This is evident in how digital natives have been In this fast-changing landscape of digital, businesses should maintain flexible architectures that facilitate innovation and continually improve the…

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Phishing Attacks: How to Identify & Avoid Phishing Scams

Phishing attacks are on the rise, and they are unfortunately more sophisticated than ever.

In the past, identity theft could be seen as a common subject in blockbusters or police drama TV series. Today, however, phishing is a reality that could affect anyone.

So why are these types of attacks on the rise? After all, phishing is not exactly a new concept.

The reason is they are incredibly profitable for the attackers.

The average data breach costs organizations $3.92 million.

A Phishing attack can be a death blow for businesses that don't take the necessary precautions. Not only is the top-line affected, but the brand's image and trust can be obliterated if news of a data breach reaches the public.

• The healthcare industry saw the most breaches accounting for USD 7.13 million in 2020.
• Incidents involving payment and invoice fraud increased by 112% between Q1 2020 and Q2 2020.
• 96% of phishing attacks arrive by email, 3% are carried out through malicious websites, and just 1% via phone.
• 86% of breaches were financially motivated in 2020.
• 43% of breaches were attacks on web applications in 2020. That's more than double the results from 2019.

What is Phishing

Let's jump back to the beginning and answer the obvious question: What is a Phishing attack?

A Phishing attack or scam is when an attacker sends an email pretending to be someone (for example, the CEO of an organization) or something he's not (for example, poses as Google). The goal is to extract sensitive information out of the target.

Essentially, the attacker attempts to create fear, curiosity, or a sense of urgency. When the target is prompted to open an attachment or fill in their sensitive information (i.e., username, password, or credit card number), they are likely to give in.

A few examples of phishing attacks include:

• Emails that appear to come from a legitimate source, like Amazon customer support or your bank.
• Phone calls force victims to act immediately.
• Emails that include links to fake websites and the victim enter their credentials.
• Emails appear to come from the victim's organization's human resources department and ask to update your details or install a new app on their system.
• Online advertisements force the victim to click on a valid-looking link that redirects to a malicious website.

7 Ways to Detect a Phishing Email - Here's How

1. The email is sent from a public domain.

No legitimate organization will send you an email from an address ending with '@gmail.com.' No! Not even Google.

Almost all organizations have their own email domain and company accounts from where they send out official messages.

Therefore, before opening an email, ensure that the domain name (what follows after @) matches the sender.

There is a catch, though. Hackers may try to mimic a real email. For example, if an address looks like 'paypal@notice-access-273.com', that is a red flag.

A genuine email from PayPal will have PayPal in the domain name, i.e., after the @ symbol.

2. The email requests your sensitive information.

If you receive an anonymous email asking for sensitive information, chances are it's a scam. No companies will send you an email requesting passwords, credit card data, tax numbers, nor will they send you a login link.

3. The email has terrible grammar.

Bad grammar is one of the easiest ways to recognize a phishing email. Because the legitimate ones are always well-written with no lousy syntax, they are often written by professional writers who exhaustively check for spelling before sending them out.

So, the next time you receive an email with strange phrases and poor language in the body of the message, it is actually a phish.

4. The email has a suspicious attachment.

You should be alarmed if you receive an email containing an attachment from a company that you do not recognize or that you weren't expecting. A malicious URL or trojan may be included in the attachment.

It's good practice always to scan it using antivirus software first, even if you believe the attachment is real.

5. The message has made you panic.

Phishing emails are popular to incite fear in the recipient. The email can say that your account may have been compromised, and entering your login details is the only way to verify it. Alternatively, the email will state that your account will be closed if you do not respond immediately.

In any case, contact the company through other methods before committing any action.

6. The email says you have won a lottery.

So, you received an email about winning a lottery, gift cards, or some new gadgets, but you do not remember buying tickets for it—that's definitely a scam.

And when you open the message and click on a link, you will be redirected to a malicious website.

7. The email is from a government agency.

The government will never contact you directly. And most definitely, they won't engage in email-based harassment. Scammers send messages to victims claiming to be the IRS or the FBI demanding their personal information.

Most of the IRS sends direct official letters to home addresses and do not send you an email or call you until you receive an official letter.

Moving on.

Phishing attacks may have a variety of targets depending on the attacker. They could be as generic as email phishing, looking to scam anyone who has a Facebook account, or could be extreme as targeting literally one victim.

Verizon statistics show that 94% of malware attacks begin with phishing via email.

We have hashed out the different types of phishing attacks.

What Are the Common Types of Phishing Attacks and How To Prevent Them

• Spear Phishing

Spear phishing targets a particular group or category of people, such as the organization's system administrators. Hackers customize their attack by sending emails with the target's name, work phone number, position, company, and other information to deceive the recipient and trick them into believing that the sender is genuine.

They ask the victim to click on a malicious URL or email attachment and get hold of their sensitive data.

Organizations should conduct employee security awareness training to defend against this type of scam. They should discourage employees from sharing personal or organizational details on social media. Companies should also invest in solutions that analyze identified malicious links/email attachments for inbound emails.

• Whaling

Whaling is an even more focused form of phishing since it goes after the whales, the BIG fish within the industry like the CEO, CFO or CTO.

For example, c-suite executives might get an email stating that their company is being sued, and for more information, they need to click on the link. The link redirects them to a page where they enter all of their company's sensitive details like Social Security numbers, tax ID #, and bank account #s.

Whaling attacks succeed because executives often do not engage with their staff in security awareness training. Organizations should mandate that all company employees, including executives, engage in safety awareness training on an ongoing basis to address the risks of CEO fraud and W-2 phishing.

Organizations should also introduce multi-factor authentication (MFA) into their financial authorization processes so that no payment is authorized via email alone.

• Smishing and vishing

Both smishing and vishing involve the use of phones instead of emails. Smishing involves sending text messages to the victim with messages to lure them in to share sensitive information. While hackers communicate via phone in vishing.

A typical vishing scam involves a hacker posing as a fraud investigator telling the victim that their account has been compromised. The hacker would then ask the victim to provide their bank details to transfer money into a 'safer' account, the hacker's account.

Stop answering calls from unknown phone numbers to defend against vishing attacks. Never give out private details over the phone and use a caller ID app.

You can protect against smishing attacks by carefully observing unknown phone numbers and if you have any doubt, reach out directly to the company that's mentioned in the message.

• Email phishing

It is no secret that the majority of phishing attacks are sent by email. Cybercriminals register fake domains that mimic a real organization and send out thousands of generic requests.

They may use the name of the company in the email address like paypal@domainregistrar.com in the anticipation that the name of the sender would simply appear in the inbox of the recipient as 'PayPal'.

There are many ways to spot a phishing email, but in general, always think before you click an email. Never click on suspicious links, download attachments, or share any sensitive information via email.

• Search engine phishing

Also known as SEO poisoning or SEO trojans, search engine phishing is the type of phishing where hackers create a fake webpage by targeting specific keywords. When the victim lands on the webpage, they are redirected to the hacker's website.

These websites could be anything. For example, if you are looking for a job, you may come across fake offers with non-existing companies. The application will require you to provide your personal data like bank details or insurance accounts.

Remember, no company asks for personal details unless you are hired. Therefore, it is high time you start being cautious.

Here are a few other guidelines to keep yourself safe from phishing attacks.

• New phishing attack methods are developed all the time. Therefore, keep yourself informed about the latest ones.
• Do not click on a link in an email or instant message unless you are sure that it is genuine.
• Download an anti-phishing toolbar that will alert you every time you are about to enter a known phishing site.
• Keep your browser up-to-date and check your online accounts regularly for traces of phishing attempts.
• Use high-quality firewalls as a shield between you, your computer, and outside intruders to reduce the odds of phishing attempts.
• Be cautious of pop-up windows as they often redirect to malicious websites. Do not click on the "cancel" button, as those buttons often lead to phishing sites. Click the tiny 'x' in the upper corner of the browser instead.
• Get into the habit of regularly changing your passwords to lock out potential attackers.
• Do not share your personal information anywhere over the Internet.
• Train your employees to adopt the best anti-phishing practices.

Conclusion

Using the tips mentioned above, businesses will be able to identify some of the most common kinds of phishing attacks. But, that doesn't mean that you can spot every phish. It's a harsh reality that phishing is constantly evolving to adopt new techniques.

With that in mind, you need to be on top of the game every single day. Keep on conducting security awareness training so that your employees and executives never fall prey.

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Originally Published at LoginRadius

Phishing Attacks: How to Identify & Avoid Phishing Scams

Phishing attacks are on the rise and, sadly, they are more advanced than ever. To learn more, check out this blog.

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Identity as a Service (IDAAS): Managing Digital Identities (Updated)

Identity as a Service (IDaaS) can be a game-changer for your business—but only if you know how to play it right.

Speaking of which, the term identity refers to characteristics that make an entity recognizable. Likewise, digital identity refers to attributes that identify people, organizations, or other entities online.

With more and more businesses migrating to the cloud, the demand for seamless authentication of digital identities has reached a critical point.

Experts predict a massive change in the way enterprises handle customer identity and access management (CIAM) within the next decade.

By 2022, Identity as a Service (IDaaS) solutions is expected to grow the identity and access management space to a $13.42 billion property. Hence, now is the best time to invest in a secure, highly accessible, simplified, low-risk solution like IDaaS.

What is Identity as a Service (IDAAS)?

Identity as a service (IDaaS) refers to identity and access management services that are offered through the cloud or via SaaS (software-as-a-service) systems. It offers cloud-based authentication delivered and operated by third-party providers on a subscription basis.

In short, IDaaS helps manage digital identities so that the right users can access the resources that are meant for them.

IDaaS is a win-win for both businesses and their customers. With modern IDaaS access features, there’s no need for end-users to remember multiple account credentials. Likewise, system administrators can reduce the number of user accounts they have to manage.

3 Benefits of Identity as a Service (IDAAS) for Developers

As an application developer, you must see features like registration, authentication, and account recovery as opportunities to better customer experiences. But, that’s not it. The following are three important benefits of IDaaS for developers.

Decentralization of identity

IDaaS allows application developers to decentralize the user identity from the application. This leads to the following advantages for developers.

• If there is no need for the user identity information any longer, there's no point in storing it in their databases.
• The identity of a user does not resonate with the application, and all developers should care about is a unique identifier.
• The CIAM platform will also manage the non-feature work like user CRUD, password CRUD, etc. That's another burden of the load.

By letting an external service handle identity and authentication, developers can focus on bringing more value to the business.

IDaaS is API-based

One of the core competencies of IDaaS is that they are API-first. Interestingly, most of these third parties provide on-demand expertise that would otherwise become more time-consuming and resource-heavy, if developed in-house.

By leveraging APIs, developers can add them to their existing technology and save a significant amount of time.

Bridge the gap between developer and security teams

With developers constantly bugged to build revenue-generating apps in shorter deadlines, IDaaS allows them to get the job done quickly, and simultaneously create high quality and secure output.

Furthermore, IDaaS has the potential to deliver a secure, streamlined on-demand identity expertise. Such strategies can also do a great deal to reduce internal tension and eventually bridge the gap between developers and the security workforce.

3 Benefits of Identity as a Service (IDaaS) for Businesses

A comprehensive IDaaS solution brings a plethora of benefits to the entire business environment. There's agility, security, and efficiency, to name a few. Some other advantages include:

Freedom to choose

IDaaS allows businesses the freedom to choose the right IT resources that fit them and their customers. When they have the best tool to get their job done, that leads to better agility and increased speed. The outcome? A competitive position in the market.

Increase in productivity

IDaaS offers the liberty to businesses to manage their IT environment from a single platform. There's less scope for human error too. With a comprehensive identity solution, they can let their customers access multiple web properties with a single set of credentials. This leads to increased productivity and better security.

Stronger security

A modern IDaaS solution secures identities and protects your IT environment. With features like MFA, SSO, and password complexity, businesses can control access and increase security. Needless-to-say, with identities being the epicenter of every cyberattack, identity security features such as these are instrumental in safeguarding your digital properties.

7 Core Components of IDaaS in an Enterprise Environment

The features and functionalities of an Identity as a Service solution vary across all market segments but generally include digital identity access and management. Here are some of the most common components.

1. Cloud-based and multi-tenant architecture

A typical IDaaS vendor will operate a multi-tenant service delivery model. The vendor will issue updates and performance enhancement requests whenever these become available.

2. Password management and authentication

IDaaS service taps all the points of an ideal identity and access management platform. It includes maintaining features like multi-factor authentication and biometric access across all access points.

3. Single Sign-On (SSO)

When it comes to customer identity and access management, single sign-on is a vital feature.

SSO is designed to maximize the end-user experience while simultaneously maintaining the security of a network. With SSO, users are encouraged to use strong password combinations to access their everyday IT services.

In an Identity as a service environment, SSO allows enterprises to secure authenticationfor third-party services without requiring an internal IT department’s involvement.

4. Multi-factor authentication

Multi-factor authentication (MFA) is associated with Identity as a Service and is occasionally referred to as two-factor authentication. Using multiple factors for authentication helps prevent data breaches, making it one of the best ways to protect digital identities.

Other examples of how MFA works include Google 2-Step Verification and Microsoft Authenticator. Both work on the TOTP (time-based one-time password) mechanism.

Biometrics uses the "inheritance" as a means of verification—meaning something the user is.

SMS and voice verifications are also popular multi-factor authentication methods. Iris or retina recognition, fingerprint, hand, thumbprints, full facial recognition, and DNA usage are catching up too.

5. Automated approval workflows

Identity as a Service also utilizes automated approval workflows. These workflows help IT admins to:

• Offer access privileges to multiple apps.
• Enforce GUI-based configuration capabilities.
• Manage user-account provisioning.
• Follow governance frameworks for risk assessment.

6. Analytics and Intelligence

Using analytics and intelligence capabilities in IDaaS lets enterprises report misuse related to access privileges. This makes it easier to detect anomalies in user functions and data usage.

7. Governance and Compliance

Enterprises can leverage the intelligence capabilities of an Identity as a Service platform to manage governance and compliance-related workflows. Real-world authentication processes can be aligned with governance policies to mitigate security risk.

Some new regulations that are protecting identities include:

1. General Data Protection Regulation (GDPR)

GDPR is the core of Europe's digital privacy legislation. It requires businesses to safeguard the personally identifiable information (PII) of the European Union citizens for transactions that occur within the member states. Failure to comply may cost dearly. Individual rights include:

• Right to be informed.
• Right of access.
• Right to rectification.
• Right to erasure.
• Right to restrict processing.
• Right to data portability.
• Right to object.

2. California Consumer Privacy Act (CCPA)

The CCPA is a state-level law that mandates that businesses inform customers of their plan to monetize their data, and provide them with a clear means of opting out, whenever required. Any violation can lead to hefty fines. A few other requirements include:

• Businesses must disclose what information they collect.
• Businesses must delete customer data upon request.
• Customers can opt-out of their data being sold.

5 Reasons Why LoginRadius IDaaS Is the Right Fit for Your Enterprise

In a world that’s swiftly migrating to the cloud, the LoginRadius IDaaS provider is positioned to combine both security and ease-of-use in solving emerging business needs for enterprise-level organizations.

Here’s what LoginRadius IDaaS can do for your digital enterprise.

1. Faster implementation

LoginRadius IDaaS implementation in the cloud is fast and straightforward. Since servers are already installed in the cloud, you only need to configure your chosen platform according to your IT protocols to get it up and running.

2. Easy third-party integrations

A cloud-based Identity as a Service platform like LoginRadius easily integrates with 3rd-party apps. You can also add or remove any feature from your existing CIAM environment at any time, such as MFA, SSO, or Progressive Profiling.

3. Seamless data migration

Transferring identity data to a new environment in the cloud may seem daunting to the uninitiated. LoginRadius provides customers with data migration software, and sets up and executes the migration for a seamless, hassle-free transfer.

4. Passwordless Authentication

Passwordless Authentication deters cybercriminals by reducing the risk of password sprawl. With the LoginRadius IDaaS platform, you can set up secure, passwordless authentication and secure password resets.

5. No need for CIAM experts

CIAM experts are an asset to any company when it comes to implementing IDaaS and securing customer identities. Luckily, onboarding a CIAM expert isn’t necessary when using Identity as a Service. With LoginRadius CIAM, we are with you every step of the way in your digital transformation.

Conclusion

There is a lot of anticipation about Identity as a Service in solving real-world business problems. It is important, and no, you cannot mess it up. Because then, you will be out of business. No wonder, IDaaS has already entered the mainstream and will continue growing from here.

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Originally Published at LoginRadius

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How Open Source Is Fueling the Future of Data Sovereignty and Digital Autonomy?

With the increasing risks associated with data storage and management, data sovereignty helps protect sensitive and private data by ensuring it remains within the borders of the data originated state.

Today, businesses focus more on data protection and privacy to kickstart their digital transformation journey. However, the concept of data sovereignty remains quite complex.

Moreover, the privacy regulations, including Europe’s GDPR and California’s CCPA, are becoming more stringent. This means organizations across the technological landscape need to quickly realign their data management efforts to meet the compliance requirements.

Here’s where the role of open source comes into play.

Open source enables a common operating environment allowing enterprises to embrace hybrid cloud that further empowers their apps across all private and public cloud infrastructures. With open-source technologies, analyzing and accessing data across diverse clouds and regions without the need to move data to a centralized location is possible.

Let’s understand the role of the open-source cloud and how it’s fueling the future of data sovereignty and data autonomy.

Encryption Aids Global Companies Maintain Data Sovereignty

Businesses have to share their sensitive information outside their geographical location. Thus, it becomes a steep climb for enterprises to achieve growth while adhering to data sovereignty and maintaining compliance with the regulations.

End-to-end encryption can be the game-changer in this context since encrypting sensitive data and hosting own encryption keys ensures maximum security for both the business and the clients. Achieving an end-to-end encryption mechanism through a zero-trust security approach could help achieve the necessary data privacy compliances without compromising data sovereignty.

Move Workloads Effortlessly

Open source has revolutionized the conventional data center operations and, at the same time, automated deployment, management, and scaling of application containers.

This allows businesses to move workloads effortlessly between private, public, or on-premise cloud infrastructures without worrying about the physical location of the data. Moreover, with adequate security mechanisms in place, data transfer is free from any chances of a breach since cloud infrastructures offer multiple security functionalities to mitigate the risk.

Agility in Hybrid Cloud Environment

Since every organization demands access to different IT resources, the public cloud enables increased or decreased access as per the needs and thus offers flexibility, agility, and cost-effectiveness.

Apart from this, internal private clouds offer excellent security with complete control over the environment with their on-premise servers. Businesses can implement hybrid cloud environments to leverage private and public cloud advantages without worrying about data localization restrictions.

The open-source hybrid cloud approach always allows enterprises to integrate different environments into a single yet comprehensive platform indicating that on-premise could also have agility coupled with endless functionality and exceptional user experience.

Open-Source Cloud Infrastructure Offers Interoperability

Unlike the proprietary data management solutions that aren’t cross-compatible, open-source cloud infrastructure is designed for interoperability. This allows apps, servers, and containers to work harmoniously on diverse public cloud platforms.

Organizations can even duplicate their infrastructure from one cloud to another without enough modifications. This improves productivity as well as saves a lot of time. Furthermore, businesses can leverage the true potential of virtualization that allows running several virtual machines on a single server and multiple apps through containerization.

One can containerize different apps to manage and develop them all at a single place regardless of their origin platform. Also, open-source offers a stable, portable, and secure way of running applications irrespective of the data localization limitations.

The Open Ecosystem

Cloud shouldn’t be treated as the location of resources or workloads. The key to unleashing the true potential of the open cloud ecosystem is to treat it like a landscape that fosters interconnections, standardization, and openness across cloud architectures.

Since an open-source cloud strategy increases code quality, availability, and agility, it unlocks the potential for businesses to switch between platforms without worrying about security or data privacy concerns.

Conclusion

In this digitally-advanced modern world, businesses seeking growth and innovation must consider incorporating open source cloud strategy to meet data privacy compliances and adhere to data sovereignty across the globe.

Moreover, businesses collecting, storing, and managing vast amounts of data should rely on a cloud technology partner that not only offers data privacy compliance but eventually offers robust security.

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Originally published at DZone

How Open Source Is Fueling the Future of Data Sovereignty and Digital Autonomy? - DZone Open Source

With open-source technologies, analyzing and accessing data across diverse clouds and regions without needing to move data to a centralized location is possible

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Email is Hacked : 7 Immediate Steps To Follow

Emails hacked are the golden words for a hacker to access your personal information and get access to all your accounts. Recovery from a hack is exceptionally time-sensitive because we connect everything from online banking to other online portals with our emails. If you want to mitigate the harm to your identity, finances and protect those around you, you'll have to act quickly and carefully.

You're probably wondering, "my account is hacked. How do I repair it?" If you're a little luckier, you may not be entirely sure that you were hacked. But before (or after) you start to panic, calm down, and go through the article to prevent further damage.

How Did My Email Get Hacked

One of these four instances could be the reason your inbox was most likely compromised:

1. You do not have up-to-date software installed for security.
2. Your passwords are weak.
3. In an email or social networking site, or website, you have clicked on a malicious link.
4. You have downloaded a malicious script or file attached to a game, video, song, or attachment.
5. You have clicked on a suspicious advertisement link while browsing.

You've been hacked when:

• Your contacts receive messages that you have not sent.
• Slow and inconsistent performance of computers.
• When your online password stops working.
• The missing money is your online account.
• You received a ransomware message.
• You received a bogus antivirus alert.
• You have unwanted toolbars in your browser.
• You observe unusual patterns of network traffic.

Here is an article which talks about what to do when your email is compromised during a data breach.

What to Do After Your Email Account Is Hacked?

If your email address has been hacked, what should you do? It's not good enough to get your password changed. And you'll want to make sure the hacker hasn't set up your account to let him get back in or to keep spamming after he's locked out. To get things back in order and keep hackers out of your account for good, follow these seven steps to fix it and prevent any future incident.

1. Check for malware and viruses on your computer

Have a malware scan run daily. If your account is compromised, search for malware or traces of malware that could be running on your device immediately. Most hackers gather passwords using malware that has been mounted on your gadget (or mobile phone if you have a smartphone). Be sure that your antivirus and anti-malware programs are up to date, no matter which operating system you use.

Choose a setting that will update your device automatically when there are new security patches available. Conduct an end-to-end scan of your computer if you're not using an antivirus program.

2. Adjust and improve your password

It's time to update your password until your device is free from malware. You will need to directly contact the email provider, verify who you are, and ask for a password reset if you have lost access to your account.

Please choose a unique password that varies markedly from your old one and make sure that it does not contain repetitive character strings or numbers. Keep away from passwords with obvious links to your name, your birthday, or similar personal information.

This knowledge can be quickly identified by hackers and also used in their first attempts at brute force to access your account. Here is a list of the worst passwords in 2019 to understand how to create a strong password.

3. Notify people around you

You are more likely to open it and click on links inside it when an email comes from someone you know - even if the topic is strange. Help stop the malware from spreading by warning those on your contact list to be careful not to click on the links and to be cautious about any email sent by you that does not seem right.

Let the people in your contact list know that your email has been compromised and that any suspicious emails should not be opened or connected to any emails you have recently got.

4. Change your security question

If your email account has been compromised from a computer or location that does not fit your usual use habits, the cybercriminal may need to address a security question correctly. And if the items are general, such as (Q: what's the name of your brother? A: John), that may not be that difficult to guess. Here is a quick guide to choosing a good security question to help you further.

5. Modify any other accounts that have the same password

This is time-consuming but an effort worth making. Make sure you change all other accounts that use the same username and password as your compromised email. For multiple accounts, hackers love it when we use the same logins.

6. Consider options for your ID defense

If you've been hacked, an ID authentication program is another idea worth considering. Usually, these platforms provide email and online account tracking in real-time. In the case of identity fraud, they also typically offer credit score reporting and personal assistance.

Be sure to look for businesses with a good track record, as this form of security is often associated with high costs.

7. Enable multi-factor authentication (MFA)

In addition to your password, set your email account to require a second form of authentication if you log into your email account from a new computer. When signing in, you will also need to enter a special one-time use code that the platform will text to your phone or generate via an app.

As an additional security measure, several email providers provide two-factor authentication (2FA). To access an account, this approach requires both a password and some other form of identification.

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Originally Published at LoginRadius

Email is Hacked!: 7 Immediate Steps To Follow

What do you do if your email address has been hacked? It’s not good enough to be able to change your password. To avoid hacking, follow these 7 steps.

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